Section 1 - Auto Insurance Basics

• What is auto insurance?
• What is covered by a basic auto policy?
• Can I drive legally without insurance?
• Do I need separate rental car insurance?
• Is there a difference between cancellation and non-renewal?
• What if I lease a car?

Section 2 - Buying A Policy

• What information do I need to give to you?
• Should I purchase an umbrella policy?
• What about our teen?
• Will my insurance cover a rental after an accident?
• How can I save money?
• How do I choose an insurance company?
• What determines the price of my policy?

Section 3 - Help! I have a claim.

• How do I file a claim?
• If I file a claim, will my premium go up?
• How are the value of my car and the cost of repair determined?
• Can my insurance company require me to use certain types of auto repair parts?