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How do I choose an insurance company?

We represent  many insurance companies, one of the  benefits  of having an agent is helping you choose. Here are the main points to keep in mind when selecting an insurance company:

• Licensing
  Not every company is licensed to operate in each state. As a general rule, you should buy from a company licensed in your state, because then can you rely on your state insurance department to help if there’s a problem. To find out which companies are licensed in your state, contact the State Insurance Department.
• Price
  Many companies sell insurance policies and prices vary greatly from one to another, so it really pays to let us shop for you.  Your State Insurance Department may publish a guide that shows what insurers charge for different policies in various parts of your state.
• Financial Solidity
  You buy insurance to protect you financially and provide peace of mind. We represent only carriers rated A or better.
• Service
  Your insurance company and its representatives should answer your questions and handle your claims fairly, efficiently and quickly. You can get a feel for whether this is the case by talking to other Pacific West Insurance clients.. You may also want to check a national claims database to see what complaint information it has on a company. Also, your state insurance department will be able to tell you if the insurance company you are considering doing business with had many consumer complaints about its service relative to the number of policies it sold.